Credit Card
Reviews, comparisons and application guides for credit cards available in Bangladesh: annual and renewal fees, the 25% interest rate, reward points, 0% instalment plans, eligibility (NID, e-TIN, minimum income, CIB report) and the link to each bank’s official website.
Credit Card
Featured
City Bank American Express Blue Credit Card: rewards on every taka you spend!
City Bank American Express Blue Credit Card: how to apply
EBL Visa Classic Credit Card: no renewal fee with 24 transactions a year!
EBL Visa Classic Credit Card: how to apply
Standard Chartered Silver Credit Card: a classic card with a BDT 1,500 fee!
Standard Chartered Silver Credit Card: how to apply
Credit card annual fee in Bangladesh: how do you get it waived?
Minimum payment on a credit card: why does the balance never shrink?
Frequently asked questions
Need help? See some questions we get asked frequently.
Does Kredua issue credit cards?
No. Kredua is an independent information site. We review cards issued by banks licensed by Bangladesh Bank and link to their official websites; the application, the credit decision and the account are always with the bank.
What do I need to get a credit card in Bangladesh?
A National ID, an e-TIN certificate, proof of a regular income (salary certificate or pay slips and bank statements, or business documents) and a clean record in the Bangladesh Bank CIB report. Each bank sets its own minimum income and job tenure; if you do not meet them, a secured card against a fixed deposit is the usual alternative.
How do I avoid paying the annual fee?
Most issuers waive the renewal fee when the card is used enough: for example 24 transactions a year at EBL or 18 at BRAC Bank. Put one or two recurring bills on the card and pay the statement in full every month.
Still no answer?
Contact us! Our team of specialists will be happy to help.