Loan
Reviews and step-by-step guides for personal loans in Bangladesh: amounts in taka, tenures from 12 to 60 months, EMI, processing fees, income and experience requirements, guarantor rules, the CIB report and the link to each bank’s official website.
Loan
Featured
CIB report of Bangladesh Bank: what is it and how do you check yours?
Emergency fund in taka: how much should you save before taking a loan?
BRAC Bank Personal Loan: BDT 1 lakh to 40 lakh with no collateral!
BRAC Bank Personal Loan: how to apply
City Bank Personal Loan: BDT 2 lakh to 20 lakh with life cover included!
City Bank Personal Loan: how to apply
Standard Chartered Personal Loan: from BDT 50,000 with disbursal in 2 to 5 days!
Standard Chartered Personal Loan: how to apply
Frequently asked questions
Need help? See some questions we get asked frequently.
Is Kredua a lender?
No. We do not lend money, take applications or make credit decisions. We describe loans offered by banks and financial institutions licensed by Bangladesh Bank and send you to their official websites, where the application happens.
How much can I borrow with a personal loan?
Banks usually lend from BDT 50,000 or 1 lakh up to BDT 20 lakh, and in some cases 40 lakh, without collateral. The amount is limited by your net income: the new EMI plus your existing instalments generally has to stay within about half of what you earn each month.
Can I get a loan with a bad CIB report?
Not from a bank while an account is classified. The realistic path is to settle the overdue amount, have the lender update the CIB record and apply after the status returns to regular. Be wary of anyone promising loans without a CIB check for a fee in advance.
Still no answer?
Contact us! Our team of specialists will be happy to help.