About us

Clear information about credit in Bangladesh, right when you need to decide.

About Kredua

Kredua is a free content portal about credit cards, personal loans and everyday money. In the Bangladesh edition we review products from banks and financial institutions licensed by Bangladesh Bank, explain the conditions they publish (annual fees, interest, EMI, processing charges, eligibility) and take you to each bank’s official page so that you apply directly, with all the information in hand. We are not a bank or a financial institution: we do not issue cards and we do not lend money.

What we do

We read the product page and the schedule of charges that each bank publishes, check the eligibility rules and translate them into plain language. Every review says what the product offers, what it costs in each way of using it and which profile it suits, with an honest opinion from the editorial team. When a figure is not public, we say so; when it changes, we update it.

We also publish money guides written for Bangladesh: how the CIB report of Bangladesh Bank works, how the EMI of a loan is calculated, how to get a card’s renewal fee waived or how much to keep in an emergency fund in taka. And we offer free quizzes that, in three or four questions, point you to the type of product that fits your situation.

Our values

Transparency. Every figure has a source and a date; when the information comes from a bank’s fee table rather than its product page, we say which version we used.

Independence. No bank reviews or approves our texts. Recommendations are written for the reader, not for the advertiser.

Clarity. We explain with examples in taka what a rate or a fee means for your pocket, without unnecessary jargon.

How we make money

Access to Kredua is free and will stay free. We do not charge a subscription to read the content or to use the quizzes.

To keep the site running we display advertising on our pages and, in some cases, we may receive a commission from a bank or an affiliate network when you take out a product through one of our links. That commission does not change the price you pay or what we write: the review and the opinion are the same whether or not there is a commercial agreement, and we always tell you that the link leads to the bank’s official page.

Our commitment

More than informing, we want you to decide for yourself. Here you compare, understand the conditions and choose knowing that your interest comes first. We do not promise approvals, we do not talk about “pre-approved” credit or “released” limits, and we do not ask for data we do not need to answer you.

Who is behind Kredua

Kredua is a brand of RR Digital (CNPJ ), a company based in Brazil that publishes this portal in Portuguese, Spanish and English. The Bangladesh edition is signed by the Kredua editorial team, with every text reviewed before publication and a visible date of last update. If you spot an error or an out-of-date figure, write to us: we correct it and we are grateful for it.

Talk to us

Do you have a suggestion, a correction or a partnership proposal? Our team reads every message.