Eastern Bank’s Visa Classic is a contactless credit card aimed at people who want low fixed costs rather than points. Issuance and renewal cost BDT 1,500 under the fee table effective 5 February 2026, and the renewal fee is waived from the second year after 24 transactions in a year.
Why we recommend the EBL Visa Classic card
The waiver is easy to reach: two transactions a month do it, and a supermarket run or a mobile top-up counts. Contactless payments up to BDT 5,000 need no PIN.
Purchases get up to 45 interest-free days, with a minimum of 15, as long as the previous bill was paid in full. EBL ZIP spreads a purchase over 3 to 36 months at 0% at hundreds of partner merchants in electronics, furniture, travel and healthcare.
EasyCredit moves part of the unused limit to a bank account as an EMI plan at a reduced rate. The first supplementary card is free, and the bill can be paid through bKash, EBL Skybanking, BEFTN, auto-debit or at a branch.
Author’s opinion
We see this as a sound first credit card in Bangladesh for someone who does not care about rewards. Paying through bKash also helps people whose salary does not land in an EBL account.
The weak points are the cost of borrowing. Balances carried past the due date pay 25% a year, the late payment fee is BDT 1,000, and cash advances cost 2.17% or BDT 300 at EBL ATMs and 3% or BDT 300 at other banks, with interest from day one.
The minimum payment is the EMI amount plus 3% of the balance, or BDT 500, whichever is higher. Fall short of 24 transactions and the BDT 1,500 renewal fee is charged in full.
I want to learn more about the EBL Visa Classic card!
On the next page you will find the documents, fees, ways to apply and the link to Eastern Bank’s website. Tap the button below.
