Cookie Policy

Last updated: September 19, 2026.

This Cookie Policy explains which cookies and similar technologies Kredua uses on its U.S. pages, what they do, how long they last and how you can control them. It complements our Privacy Policy, which describes how personal information is used and the rights you have.

What cookies are

A cookie is a small text file that a website stores in your browser. Some are essential for a page to work; others remember preferences, measure how the site is used or help advertisers show ads relevant to you. Pixels, tags and scripts (such as those loaded through Google Tag Manager) do similar jobs and are covered by this policy too.

The cookies we use

Strictly necessary

  • consent_policy (first-party): records that you accepted the cookie banner so it is not shown again. Persists until you delete it or it expires; you can reset it by clearing site data in your browser.
  • Security and delivery cookies set by Cloudflare (for example __cf_bm, up to 30 minutes): distinguish humans from automated traffic and keep the site reachable.

Functional and first-party analytics

  • Anonymous visitor ID (first-party, 30 days): a random identifier that lets us count returning visitors and connect the pages you read to a quiz you complete, without knowing who you are.
  • Session ID (first-party, 30 minutes of inactivity): groups the pages of one visit.
  • Campaign data (first-party, 24 hours): the utm parameters and click identifiers of the ad or link that brought you here, so that a sign-up can be attributed to the right campaign.

Advertising and measurement (third-party)

  • Google: Google Ad Manager / AdSense cookies (such as IDE and __gads, up to 13 months) serve and measure ads, including ads based on your visits to this and other sites; Google Analytics cookies (_ga, up to 2 years) measure traffic in aggregate; Google Ads conversion cookies record that a sign-up came from a Google ad. Google, as a third-party vendor, uses these cookies to serve ads based on your prior visits to this website or other websites; you can opt out of personalized advertising at adssettings.google.com.
  • Meta: the Meta Pixel (_fbp, 90 days) and the click identifier _fbc are used only when you arrive from a Meta ad, to measure sign-ups and to build audiences. Manage this at Meta’s Ad Preferences.

How consent works on Kredua

Advertising and measurement tags are not loaded until you press OK on the cookie banner. If your browser sends a Global Privacy Control signal, we treat it as an opt-out and do not load advertising tags even after you press OK. Strictly necessary cookies are set regardless, because the site does not work without them.

How to change your choice

  • Clear the site’s cookies in your browser settings; the banner will appear again and you can decline by simply not pressing OK (advertising tags stay off).
  • Block third-party cookies in your browser (Chrome, Firefox, Safari and Edge all offer this in their privacy settings).
  • Turn on Global Privacy Control in a browser that supports it or through an extension.
  • Use the industry opt-out tools: youradchoices.com and optout.networkadvertising.org.
  • Email [email protected] with the subject “Do Not Sell or Share” (see section 6 of the Privacy Policy).

Blocking cookies does not prevent you from reading Kredua. It may, however, make the cookie banner reappear and stop us from remembering which quiz you completed.

Changes and contact

We update this policy when we add or remove a cookie or tag. Questions: [email protected].

Last updated: 19/09/2026