Credit Card
Reviews, comparisons and application guides for credit cards available in the United States: annual fees, APRs, rewards, credit score requirements and the path to each issuer’s official site.
Credit Card
Featured
Capital One Platinum: no annual fee and a credit line that can grow!
Capital One Platinum: how to apply
Discover it Cash Back: 5% categories and a first-year match!
Discover it Cash Back: how to apply
Capital One Platinum: sin cuota anual y con una línea de crédito que puede crecer
Capital One Platinum: cómo solicitarla
Discover it Cash Back: 5 % en categorías y el doble de recompensas el primer año
Discover it Cash Back: cómo solicitarla
Frequently asked questions
Need help? See some questions we get asked frequently.
Does Kredua issue credit cards?
No. Kredua is an independent information site. We review cards issued by banks and fintechs and link to their official websites; the application, the credit decision and the account are always with the issuer.
What credit score do I need for the cards reviewed here?
It varies by card. Starter cards such as the Petal 1 or the Capital One Platinum are designed for fair or thin credit; rewards cards such as the Discover it Cash Back are typically approved for good credit (roughly FICO 670 and above). Each review states the target range.
Does checking pre-approval hurt my score?
No. Pre-approval and pre-qualification tools use a soft inquiry, which is not visible to other lenders and does not change your score. A hard inquiry only happens when you submit the full application.
Still no answer?
Contact us! Our team of specialists will be happy to help.