Loan
Reviews and step-by-step guides for personal loans in the United States: amounts, terms, APR ranges, origination fees, soft-pull rate checks and the link to each lender’s official site.
Loan
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Frequently asked questions
Need help? See some questions we get asked frequently.
Is Kredua a lender?
No. We do not lend money, take applications or make credit decisions. We describe loans offered by banks and licensed lenders and send you to their official websites, where the application happens.
What APR should I expect on a personal loan?
Published ranges at the lenders we cover run from roughly 7% to 35.99%, depending on your credit profile, income, the amount and the term. Origination fees of up to 12% may be deducted from the amount you receive and are included in the APR.
How long does funding take?
Most online lenders send the money within one to a few business days after you accept the offer and pass identity and income verification. Loans used to pay creditors directly can take slightly longer.
Still no answer?
Contact us! Our team of specialists will be happy to help.