The Silver card, offered as Visa Classic or Mastercard Titanium, is Standard Chartered’s entry-level credit card in Bangladesh. The primary card costs BDT 1,500 a year under the fee table effective 1 August 2026, and applicants can be as young as 19.
Why we recommend the Standard Chartered Silver card
The fee sits below the BDT 3,000 the bank charges for its Gold card, and the first two supplementary cards are free, which makes Silver a practical family card.
Rewards are simple: 1 point for every BDT 100 of retail spending, redeemable from the bank’s catalogue, with no bonus categories to track.
InstaBuys splits purchases at selected electronics, furniture and travel merchants into 3 to 36 monthly instalments at 0% interest. For other purchases, EMI conversion costs a flat 9.5% a year.
Two features stand out on a classic card. The account-payee card cheque pays a landlord or a school that does not take cards, and cash advances reach 50% of the credit limit. Purchases also get up to 45 interest-free days when the previous bill is paid in full.
Author’s opinion
For a salaried employee in Dhaka or Chattogram who wants a bank with a large network and a clear fee table, Silver is a sensible start. Treat it as a payment tool with a modest points bonus, not a rewards machine.
Card cheques and cash advances count as cash transactions, with a 2.5% fee, no interest-free days and interest of 25% a year from the day of withdrawal. Transfers from the card to a mobile wallet through the app are charged the same way.
Late payment costs BDT 450 and going over the limit BDT 1,000, plus 15% VAT on all fees.
I want to learn more about the Standard Chartered Silver card!
The next page lists eligibility, documents, every fee and how to apply on Standard Chartered’s official website. Tap the button below.
Photo: Shkuru Afshar · CC BY-SA 4.0 · Wikimedia Commons
