City Bank is the exclusive issuer of American Express cards in Bangladesh, and the Blue card is its entry-level option. The annual fee is BDT 1,250 in the first year and BDT 2,500 from the second year, according to the fee table dated 1 June 2026.
Why we recommend the City Bank American Express Blue card
The rewards are the headline. Each BDT 50 of retail spending earns 1 Membership Rewards point, and leading supermarkets pay 10 points per BDT 50 on the first and last Friday and Saturday of every month. Points can go towards the card bill, fees or vouchers.
FlexiBuy turns purchases at partner merchants into instalments of 3 to 36 months at 0% interest. Elsewhere, the EMI rate is 11.99% a year flat.
You also get up to 45 interest-free days when the full statement is paid by the due date, and the first supplementary card carries no charge.
Domestic travellers get discounts on Biman, US-Bangla and Air Astra base fares, plus 10% cashback (up to BDT 200) on Green Line bus tickets.
Author’s opinion
In our view, the Blue card suits people who already clear their bill every month and want regular spending to earn something back, especially families shopping on the bonus weekends.
It is a poor choice for carrying a balance, because purchases and cash advances are charged 25% a year. The fee also doubles in the second year, so the rewards have to be used to justify it.
American Express is also accepted in fewer places than Visa or Mastercard outside Dhaka and Chattogram, and points are not earned on mobile-wallet top-ups, fuel or government fees.
I want to learn more about the City Bank American Express Blue card!
The next page covers the requirements, documents, full fee list and how to apply on City Bank’s official website. Tap the button below.
