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Earn Discovery Miles: 10 Miles for every R1 of rewards
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Bank or issuer
Absa
African Bank
Capitec
Discovery Bank
FNB
Nedbank
Standard Bank
Woolworths Financial Services
Benefit
10% off ProGifts purchases of R300 or more
3% cash back each quarter on Woolworths purchases
3% interest earned on a positive balance
Absa Rewards cash back of up to 30% on selected spend
Access to close to 1 300 airport lounges in more than 140 countries
Account opened in about five minutes
Airport lounge access around the world
Application completed entirely in the app or online
Automatic basic travel cover of R1,5 million
Automatic basic travel cover, with top-ups through the Diners Club travel portal
Avios collected on spend can be used for international flights
Balance transfer to combine debts into one repayment
Basic travel cover at no cost when flights are paid with the card
Basic travel insurance included when flights are bought with the card
Bidvest Premier lounge access at preferential rates
Card and budget purchase fees included in the monthly fee
Card issued immediately on approval
Cash back in Miles on health, travel, food and lifestyle spend
Cash back through Absa Rewards on card purchases
Cash withdrawals without a per-transaction limit
Credit facilities available on the same account
Customer service around the clock
Dedicated premier bankers available around the clock
Discounted flights, hotels, airport fast-track, lounges and transfers
Discounts on flights and hotel bookings made with the card
Earn Discovery Miles: 10 Miles for every R1 of rewards
eBucks rewards on qualifying spend
Fast decision, often within minutes for existing clients
First R3 000 of FNB ATM withdrawals each month at no charge
Flexible repayment programme
Flight savings of up to 50% through Vitality Money
FNB ATM cash deposits at no charge
Free budget facility for larger purchases
Free card delivery and up to 55 days interest-free
Free replacement if the card is lost or stolen
Generous cash back in Discovery Miles across everyday spend
Global travel insurance included when flights are paid with the card
Greenbacks points on qualifying purchases, redeemable with Nedbank partners
Greenbacks rewards on eligible spend
Half-price cardless cash withdrawals
Half-price movie tickets
Instalment purchases interest-free for up to 55 days
Interest earned on balances from R1 up to R7 000
Interest rate set to your profile
Introductory 0% interest for the first six months
Lifestyle and health discounts through the bank's partners
Lifestyle discounts on selected partners
Limit of up to R500 000 depending on your profile
Limit set individually to your profile
Lounge access at airports worldwide
LoungeKey access to airport lounges worldwide
Low monthly fee
Medical and legal assistance on international trips
Membership Rewards points redeemable for products and travel
No interest if you settle the full balance within 55 days
No monthly account fee
No monthly or annual fee
No transaction fees on till-point purchases (cash, casino, transfers and budget plan excluded)
One or more Companion Tickets a year when spend thresholds are met
Personal travel concierge whenever you need it
Premium Concierge platform with offers tailored to you
Priority access to airport lounges
Purchase Protect covers virtual card purchases up to R15 000
Purchases interest-free for up to 55 days
Rate set to your profile
Rewards programme with travel, fuel and food benefits
Send money at any time, from anywhere
Simple and secure way to send cash to a cellphone number
Tap or swipe anywhere Mastercard is accepted and pay from your phone
Ten Discovery Miles for every R1 of rewards earned
Three additional cards at no charge
Transaction fees included in the monthly fee
Travel and accommodation discounts and offers
Travel and life cover available with little paperwork
Travel insurance when trips are paid with the card
Travel perks on flights, accommodation and insurance
Two free eWallet sends a month with Easy Smart and Aspire accounts via the app
UCount Rewards points on every card purchase
Unlimited card swipes at no charge
Unlimited electronic transactions
Up to 10% cash back on Booking.com stays paid with the card
Up to 15% off when you spend your Miles at partners
Up to 20% off Emirates flights and automatic comprehensive travel insurance
Up to 40% back in eBucks on FNB Life premiums each month
Up to 5% cash back on hotel and accommodation bookings
Up to 5% interest paid on positive balances in everyday accounts
Up to 50% back in Discovery Miles on HealthyFood purchases
Up to 57 days without interest on purchases
Up to 57 interest-free days on purchases
Up to 60 days interest-free on instalment purchases
Up to 62 interest-free days on purchases
Up to five additional cards at no charge
Up to R2 000 a month in FNB ATM withdrawals at no charge
Minimum income
Discovery Gold Credit Card
Minimum income:
R8,333.00
Annual fee:
R90 monthly fee
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