All available cards

American Express BMO Brim Financial Canadian Tire Bank Capital One CIBC Collabria Desjardins EQ Bank Home Trust Laurentian Bank MBNA National Bank Neo Financial PC Financial RBC Rogers Bank Scotiabank Simplii Financial Tangerine TD

$25 welcome bonus after a first purchase within 3 months 0.5% back on everything you buy 0.5% cash back on everything else 1 Avion point per dollar spent 1,000 welcome points subject to conditions 1.25 points per $1 on other purchases 1.25% cash back on everything, with no cap 1.5% back in CT Money on groceries 1.5% cash back on eligible everyday purchases, uncapped 1% back in points on all purchases, redeemable as cash or miles 10,000 Aeroplan points after the first purchase 10,000 bonus points for a purchase between months 14 and 17 12,000 Avion points on approval 2 points per $1 on other purchases 2,500 Membership Rewards points, conditions apply 2% cash back in two categories you pick (three with a Tangerine savings account) 21 days interest-free on purchases 21-day grace period on new purchases 25,000 Aeroplan points for a purchase between months 14 and 17 3 Avion points per $1 on groceries, gas, dining, delivery, rides, streaming and subscriptions 3 points per $1 on eligible streaming subscriptions in Canada 3% cash back on purchases made in U.S. dollars 4% back in CT Money on Canadian Tire purchases 4% cash back on groceries and gas 45,000 welcome points after $6,000 in spending in the first 3 months 5 points per $1 at eligible restaurants and grocery stores in Canada 5 points per $1 on travel, 3 on dining, entertainment and recurring bills 5% cash back on groceries 5¢ per litre back at Gas+ and Essence+ stations 65,000 welcome points after $3,000 in spending in the first 3 months A further 15,000 points after $7,500 in spending in the first 180 days A simple way to build a Canadian credit history Accelerated points on everyday spending Additional cards at $0 Aeroplan points you can use in several ways Annual fee of $0 Annual fee of $0, with a 21-day grace period on new purchases Annual fee rebated in year one Annual refund of up to $150 on travel extras such as seat selection, parking and checked bags Approval is guaranteed when the published criteria are met As many as 9 extra cards, free of charge Bonus cash back in the first months, then up to 3% on groceries Book any seat on any airline, with no blackout dates Built for establishing or repairing credit, backed by your deposit Cash Back Dollars on every eligible purchase Cash back on all other purchases, uncapped Cash back on every purchase Cash back on everyday spending Cash back on your purchases Cash back points on groceries, gas and dining Cash back points on groceries, gas and everyday spending Cash back with no cap and paid every month Coverage for purchases against theft and damage Coverage if your card is used fraudulently Designed to establish or rebuild credit Discounts on car rentals Discounts on car rentals and event tickets Extended warranty and protection on what you buy Extended warranty on purchases Extended warranty on what you buy Extra card at no charge Extra cards at no charge First-year fee waived for the primary and additional cards First-year value of up to $200 for new cardholders First-year value of up to $500, with 10% in Cash Back Dollars on the first $3,500 of eligible purchases over 3 months First-year value of up to $650, including up to 40,000 bonus Scene+ points Four airport lounge passes a year through Mastercard Travel Pass Free ATM withdrawals anywhere in Canada Full insurance bundle: travel, purchase protection and extended warranty Grace period on new purchases when you pay in full Helps establish a credit file Higher PC Optimum earn rates at partner stores Interest of 19.8% to 25.9% depending on the rate approved Interest pegged to prime, low for a card Introductory rate on balance transfers for the first months Low annual fee of $20 Low purchase rate of 10.95% Low rate for a card, secured by your home Mobile device coverage up to $1,000 Money-back rewards on your spending Move available credit straight to your chequing account NEXUS application fee rebated once every 48 months No annual fee, and authorized users are free No cap on points earned No fee for the first 3 years No foreign transaction fee on U.S. purchases No foreign transaction fees One reward mile per dollar on every purchase, with no cap and no expiry Optional insurance that covers the balance Part of each purchase supports a cause, a rare feature in Canada Payments are reported, helping your file grow Points are flexible to redeem Points earned as you pay down your balance Points never expire Points on every purchase to redeem for rewards Points on everyday spending Points on U.S.-dollar purchases Points redeemable for groceries and everyday items Points redeemable for merchandise, gift cards and travel Pre-authorized debits accepted Purchase interest of 13.99%, fixed Purchase interest of 20.99% Purchase interest of 20.99%, fixed Purchase protection and zero-liability fraud coverage included Purchase rate of 10.9% Purchase rate of 12.99%, well under most rewards cards Purchases earn PC Optimum points to spend at partner stores Redeem cash back any time from $1 Reported to the bureaus, so on-time use builds your score Reward points on U.S. spending Rewards credited straight through online banking Same rate on purchases and balance transfers Scene+ points work for travel, movies and more Solid cash back on everyday categories Straightforward eligibility criteria Travel coverage for road and air trips Travel insurance and exclusive perks Travel insurance up to $5 million Trip cancellation and interruption insurance Up to 1.5% cash back Up to 10% cash back in the first 3 months Up to 2% cash back on groceries with no cap Up to 5 points per dollar spent Up to 6 Scene+ points per $1 on eligible grocery, dining and entertainment in Canada Up to 60,000 welcome points plus a $50 lifestyle credit each year Welcome bonus of 10,000 Membership Rewards points, conditions apply Welcome bonus of 35,000 Avion points on approval Welcome bonus of up to 10,000 points subject to conditions Welcome bonus worth up to $150 subject to conditions Welcome offer for new cardholders Yearly birthday bonus of 10% of the points earned Your deposit sets the limit, up to $10,000 Zero liability against fraud Zero liability on unauthorized charges Zero liability on unauthorized purchases Zero-liability fraud protection Zero-liability protection against fraud