Finance
Educational content on money in Pakistan: the eCIB and credit bureaus, KIBOR and markup, emergency funds, savings accounts and National Savings, licensed lenders versus loan-app scams, and habits that help you decide better before applying for a card or a loan.
Finance
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Frequently asked questions
Need help? See some questions we get asked frequently.
How do I check my eCIB report?
You can request your own report from the State Bank of Pakistan through the designated SBP Banking Services Corporation office, with a copy of your CNIC, or from a licensed private credit bureau such as TASDEEQ, DataCheck or Aequitas, some of which offer online self-enquiry.
How much should I keep in an emergency fund?
Three to six months of essential expenses, in a savings account at a scheduled bank or an Islamic savings account, separate from your day-to-day account and available within a day.
Are Kredua's articles financial advice?
No. They are general information. Every situation is different; for important decisions consult an independent adviser, and for complaints against a bank use the Banking Mohtasib Pakistan, which is free.
Still no answer?
Contact us! Our team of specialists will be happy to help.