Credit Card
Reviews, comparisons and application guides for the credit cards offered in Pakistan: annual fees and how to get them reversed, markup rates and interest-free periods, reward points, lounge access, eligibility (CNIC, income, eCIB) and the link to the official page of each bank.
Credit Card
Featured
Allied Visa Platinum Credit Card: 34% APR and a fee you can cancel
Allied Visa Platinum Credit Card: how to apply
HBL Platinum CreditCard: airport lounges and triple points abroad
HBL Platinum CreditCard: how to apply
Standard Chartered Mastercard Platinum: points, lounges and a first year free
Standard Chartered Mastercard Platinum: how to apply
Credit card annual fee in Pakistan: how do you get it waived?
Minimum payment on a credit card: why paying 5% keeps you in debt?
Frequently asked questions
Need help? See some questions we get asked frequently.
Does Kredua issue credit cards?
No. Kredua is an independent information portal. We review cards issued by banks operating in Pakistan and send you to the bank's official website, which alone evaluates and approves each application.
What is the markup rate on credit cards in Pakistan?
Banks publish it in the Summary Box and the Schedule of Charges as a monthly and an annual rate; among the cards we review it ranges from 34% to 45% per annum on unpaid balances. If you pay the full statement by the due date, no markup is charged on retail purchases.
Does reading these pages or taking the quiz affect my eCIB record?
No. Kredua does not consult the eCIB or any credit bureau. Only the bank, when you submit a real application and authorise it, makes that enquiry.
Still no answer?
Contact us! Our team of specialists will be happy to help.