Who can apply for the Allied Visa Platinum Credit Card?
Pakistani residents of legal age with a valid CNIC and a verifiable income, whether salaried or self-employed, can apply. The bank does not print a minimum salary on the Platinum page; the credit limit, which can reach Rs. 3 million on a clean basis and Rs. 7 million when secured by a deposit, is set after the bank reviews your income, your debt burden and your eCIB report. The card is for personal use only; commercial spending is not allowed.
Having an account or a salary relationship with Allied Bank helps, because the bank can verify your cash flow directly, but it is not stated as a condition. As with any card, the decision belongs to the bank and may come with a lower limit than requested.
Requirements to get the Allied Visa Platinum Credit Card
✔️ Valid CNIC and a Pakistani mobile number registered in your name
✔️ Proof of income: recent salary slips and bank statement, or business documents and statements for the self-employed
✔️ Clean repayment history: the Summary Box notes that two years of overdue, late or written-off history show in the eCIB report
✔️ Signed application form and the Summary Box acknowledgement, submitted at a branch
✔️ For supplementary cards, the CNIC of each additional cardholder (up to two)
A piece of advice for you!
Plan the first three months. The Rs. 7,000 annual fee is charged on issuance whether or not you activate the card, and it is only reversed if Rs. 50,000 passes through the card in that window. Move your regular bills to the card for a quarter and the fee disappears.
Keep e-commerce switched off until you shop online, and activate international POS and ATM use only before a trip. The card comes with these channels disabled for your protection, and the helpline (111-225-225) turns them on in minutes.
Finally, remember that cash advances have no interest-free period: the 34% rate runs from the day you withdraw, plus a fee of Rs. 500 or 3%. Use the ATM facility for genuine emergencies only.
What are the fees and charges of the Allied Visa Platinum Credit Card?
From the Allied Visa Credit Card Summary Box effective 1 July 2026: no joining fee; annual membership fee Rs. 7,000 (basic) and Rs. 1,800 (supplementary), reversible with Rs. 50,000 spend in three months; APR 34% on purchases and cash advances (2.83% monthly) and 24% on balance transfers and Allied Easy Installments (2% monthly); interest-free period of up to 50 days on retail purchases, none on cash or transfers; minimum monthly payment 2% of principal plus markup and charges; cash advance fee Rs. 500 or 3% of the amount, whichever is higher; balance transfer fee Rs. 500; late payment Rs. 1,500; cheque return Rs. 1,200; card replacement Rs. 750; foreign currency transactions up to 4% over the prevailing rate; e-statements, SMS alerts and cash payments free. FED applies to charges as per regulation, and the card is valid for three years.
How to apply for the Allied Visa Platinum Credit Card?
The application is submitted at an Allied Bank branch: you fill in the form, attach your CNIC copy and income documents and sign the Summary Box. The bank verifies the information, consults the eCIB and communicates the decision; the card is delivered to your address and activated through the contact centre or myABL. For questions before applying, the Allied Contact Center answers 24/7 on 042-111-225-225.
Ready with your CNIC and income proof? Press the button to open the official Allied Bank page and locate your nearest branch.
Kredua is not a bank, a lender or a financial institution and does not issue cards or loans. We review products offered in Pakistan so that you can decide with better information; every application is made directly with the bank, which alone assesses and approves it.
