Security Bank built this Platinum Mastercard around five household categories: 5% cashback on groceries, 4% on gas, 3% on utilities, 2% on dining and 1% on shopping, with no minimum spend.
Why do we recommend the Security Bank Complete Cashback Platinum Mastercard?
Caps are published precisely: ₱350 a month per category and ₱1,100 in total, up to ₱13,200 a year, credited automatically. The annual fee is waived during the first year.
The card adds online shopping protection of up to USD 200 and access to Security Bank’s installment services, such as ChargeLight. Everyone except Security Bank employees can apply, online with the documents uploaded through the bank’s form or at a branch.
Author’s opinion
The exclusions decide whether it works for you. Only local, card-present transactions earn cashback: online purchases, utilities enrolled in Bills Assist, pharmacies and hospitals do not, and a supermarket coded as a department store earns 1%. A household that shops in store can get close to the cap.
The bar is high: a gross annual income of at least ₱780,000. The finance charge is not published, and revolving erases months of rebates. Use it as your in-store card for essentials and pay in full.
Keep a different card for online purchases and track the ₱350 category caps every month.
I want to learn more about the Security Bank Complete Cashback Platinum Mastercard!
Who can apply, the documents Security Bank accepts and how its online application works are on the next page. Tap the button.
