The Gold Mastercard is RCBC’s mid-tier card for people who want travel perks without a Platinum income requirement. It costs ₱3,000 a year for the principal card and ₱1,500 per supplementary card.
Why do we recommend the RCBC Gold Mastercard?
Rewards Points are earned on all purchases, never expire and have many exits: AIRMILES, cash rebates, shopping vouchers, cash credit to the card, a deposit to an RCBC account or a donation.
Charging your trip to the card activates free Travel Plus Lite insurance and purchase protection, and the card opens the PAGSS lounges at NAIA Terminals 1 and 3. Partner merchants offer 0% installment for up to 36 months, and the same option covers purchases abroad.
Author’s opinion
For someone who flies two or three times a year, the lounges and travel cover justify the fee, and the points do not vanish if you forget them. The catalog lists a finance charge of 2% a month, but revolving ₱50,000 for six months still costs about ₱6,000.
The application is digital, with an online form, document upload and identity check. Employees submit the latest ITR or a certificate of employment not older than six months; the self-employed send audited financial statements and ITR.
Redeem points for cash credit if you rarely travel, and pay in full.
I want to learn more about the RCBC Gold Mastercard!
Who can apply, the documents RCBC accepts and how the online application works are explained on the next page. Press the button.
